Aug 14, 2018

Episode 5 – Rethinking Mortgage Debt

Key Points From This Episode:

  • Checking your credit [0:02:37]

  • Optimizing your credit score [0:04:08]

  • Investing vs. paying off your mortgage [0:06:34]

  • Asset allocation [0:08:25]

  • Reframing mortgage debt [0:09:11]

  • Are we in a tech bubble? [0:21:06]

  • The rise in the US market is backed by fundamentals [0:22:04]

  • How the largest Canadian pension funds invest [0:24:14]

  • Skewness in VC returns [0:28:37]

  • It’s still really hard to beat index funds [0:29:55]

 


Links From Today’s Episode:

Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582.
Rational Reminder Website — https://rationalreminder.ca/

Shop Merch — https://shop.rationalreminder.ca/

Join the Community — https://community.rationalreminder.ca/

Follow us on Twitter — https://twitter.com/RationalRemind

Follow us on Instagram — @rationalreminder

Benjamin on Twitter — https://twitter.com/benjaminwfelix

Cameron on Twitter — https://twitter.com/CameronPassmore

‘Mortgage debt and asset allocation’ — https://csinvesting.ca/blog/2018/8/10/mortgage-debt-and-asset-allocation

‘Fed Up’ — http://awealthofcommonsense.com/2018/08/fed-up/

‘Andrew Coyne: Canada Pension Plan’s active management strategy is a crock’ — https://nationalpost.com/opinion/andrew-coyne-canada-pension-plans-active-management-strategy-is-a-crock

‘Tiny Wisconsin College Using Index Funds Trounces Endowment Rivals’ — https://www.bloomberg.com/news/articles/2018-08-07/wisconsin-college-using-index-funds-trounces-endowment-rivals

 


The charts we talked about:

Assets Under Management

Source: Raymond Kerzhéro, PWL Capital

 

Expense Ratio - Funds

Source: Raymond Kerzhéro, PWL Capital

 

Percentage held in private assets

Source: Raymond Kerzhéro, PWL Capital

 

U.S. Venture Returns

Source: Correlation Ventures

 

About The Author
Cameron Passmore
Cameron Passmore

Cameron Passmore has been a leading advocate for evidence-based, systemic investing for over 20 years in the Ottawa area. Today, Cameron and his team serve a broad range of affluent clients across Canada.

Benjamin Felix
Benjamin Felix

Benjamin is co-host of the Rational Reminder Podcast and the host of a popular YouTube series.

Meet With Us